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Privacy Policy

Effective Date: April 1, 2026 |  Last Updated: April 1, 2026

Divly Inc. (“Divly,” “Company,” “we,” “us,” or “our”) is committed to protecting your privacy and personal information. This Privacy Policy describes how we collect, use, disclose, store, and protect information about you when you access or use our mobile application, website, and related services (collectively, the “Service”). By using the Service, you consent to the practices described in this Privacy Policy. If you do not agree to this Privacy Policy, you must discontinue use of the Service.

1. Information We Collect

1.1 Information You Provide Directly. When you register for an account, create or join groups, log expenses, or communicate with us, we may collect: your name, email address, phone number, and profile photo; expense data including descriptions, amounts, dates, categories, and associated receipt images; group membership information, including the names and contact information of individuals you add to shared expense groups; payment records you voluntarily log within the Service; and any other information you choose to provide, including communications with our support team.

1.2 Information Collected Automatically. When you access or use the Service, we automatically collect certain information, including: device information (device type, operating system version, unique device identifiers, mobile network information); log information (access times, pages viewed, IP address, referring URL, actions taken within the Service); location information (general location inferred from your IP address; we do not collect precise GPS location data unless you explicitly enable location services); and usage data (features used, interaction patterns, session duration, crash reports, and performance data).

1.3 Information from Receipt Scanning. When you use our OCR receipt scanning feature, we process images of receipts to extract text data including merchant names, item descriptions, quantities, prices, tax amounts, and totals. Receipt images may be temporarily stored for processing purposes and are deleted from our active servers within thirty (30) days of processing unless you choose to retain them within the Service.

2. How We Use Your Information

We use the information we collect to: provide, maintain, and improve the Service and its features; process and manage shared expenses, splits, and payment tracking; send you transactional notifications related to your account, expenses, and settlements; respond to your comments, questions, and customer service requests; analyze usage patterns and trends to improve user experience and develop new features; detect, investigate, and prevent fraudulent transactions, abuse, and other illegal activities; comply with legal obligations, enforce our Terms of Service, and protect the rights, property, and safety of Divly, our users, and the public; and send you optional marketing communications, which you may opt out of at any time.

3. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following limited circumstances:

  • With Other Users: When you participate in a shared expense group, other members of that group can see your name, profile photo, the expenses you create or are assigned to, and amounts owed or owing.
  • With Service Providers: We engage trusted third-party companies and individuals to perform services on our behalf, including cloud hosting, data analytics, customer support, and OCR processing. These service providers have access to your information only to perform tasks on our behalf and are contractually obligated to protect it.
  • For Legal Compliance: We may disclose your information if required to do so by law, in response to a subpoena, court order, or other governmental request, or when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
  • In Business Transfers: If Divly is involved in a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of its assets, your information may be transferred as part of that transaction.
  • With Your Consent: We may share your information for other purposes with your explicit consent.

4. Data Storage and Security

We implement industry-standard technical and organizational security measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit using TLS/SSL protocols, encryption of sensitive data at rest, regular security assessments and vulnerability testing, access controls limiting employee access to personal data on a need-to-know basis, and secure data backup and recovery procedures. While we strive to protect your personal information, no method of transmission over the Internet or method of electronic storage is 100% secure.

5. Data Retention

We retain your personal information for as long as your account remains active or as needed to provide you the Service. Upon account deletion request, we will delete or anonymize your personal information within ninety (90) days, except where retention is required by law or for legitimate business purposes such as fraud prevention.

6. Your Rights and Choices

6.1 Access and Portability. You may request a copy of the personal information we hold about you in a structured, commonly used, and machine-readable format.

6.2 Correction. You may update or correct your account information at any time through the Service settings or by contacting us.

6.3 Deletion. You may request deletion of your personal information by contacting us at support@divly.io. We will process your request within thirty (30) days, subject to certain exceptions required by law.

6.4 Opt-Out of Marketing. You may opt out of receiving promotional emails by following the unsubscribe instructions in those emails.

6.5 Do Not Track.Our Service does not currently respond to “Do Not Track” signals transmitted by web browsers.

7. Children's Privacy

The Service is not directed to children under the age of thirteen (13). We do not knowingly collect personal information from children under thirteen. If we learn that we have collected personal information from a child under thirteen, we will take immediate steps to delete that information. Contact us at support@divly.io if you believe we may have collected information from a child under thirteen.

8. International Data Transfers

Divly is based in the United States. If you access the Service from outside the United States, you understand and agree that your information may be transferred to, stored, and processed in the United States and other countries where our service providers operate.

9. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right under the California Consumer Privacy Act and the California Privacy Rights Act to: know what personal information we collect, use, disclose, and sell; request deletion of your personal information; opt out of the sale or sharing of your personal information (note: we do not sell personal information); not be discriminated against for exercising your privacy rights; and correct inaccurate personal information. Contact us at support@divly.io to exercise these rights.

10. European Economic Area (GDPR)

If you are located in the EEA, United Kingdom, or Switzerland, you have additional rights under the GDPR including: the right to access, rectify, erase, restrict processing of, and port your personal data; the right to object to processing; the right to withdraw consent at any time; and the right to lodge a complaint with your local supervisory authority.

11. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to collect usage information. You can control cookies through your browser settings. Disabling certain cookies may affect the functionality of the Service.

12. Third-Party Analytics

We may use third-party analytics services (such as Google Analytics and Firebase Analytics) to help us understand how users interact with the Service.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by posting the updated Privacy Policy within the Service and updating the “Last Updated” date at the top.

14. Contact Us

Divly Inc.
Email: support@divly.io


Also see our Terms of Service.